Website Terms of Use

Please read these terms, conditions, and disclaimers carefully. By accessing this Pogon Trust Bank website, you agree to be bound by these Website Terms of Use (Terms). If you do not agree with these terms, you should not access this website. Pogon Trust Bank may modify these Terms at any time without notice by posting the most recent version on the website. You agree to any changes to these Terms by continuing to access this Website after the Terms have been changed.
 

Use of This Website

Although Pogon Trust Bank attempts to keep the information on this website accurate, complete, and current, the content of this website may not be accurate, complete or current and may include technical inaccuracies or typographical errors. Changes may be made to the content of this website at any time without notice. You should verify all information before relying on it and decisions based on information contained in this website are your sole responsibility. We provide you this information with the understanding that we are not rendering accounting, legal or tax advice. Please consult with your legal or tax advisor on these matters.
 

Products and Services

The products and services referred to on this website are offered by or through Pogon Trust Bank entities or their parent, subsidiaries or affiliates ("Pogon Trust Bank Affiliates"). The products and services and the applicable terms and conditions may change at any time. There may be eligibility requirements or other restrictions for these products and services and they may not be available in all geographic areas.

Trust services, Capital Markets products, and other investment products offered on this website are not FDIC insured, not deposits or obligations of, or guaranteed by, Pogon Trust Bank are subject to investment risk, including loss of principal. Nothing contained on this website should be construed as a solicitation to purchase or sell securities.
 

Links to Other Sites

This website may contain links to other websites offered by Pogon Trust Bank Affiliates or third parties (non-affiliates of Pogon Trust Bank), which are not owned or controlled by Pogon Trust Bank U.S. These links are provided for your convenience. Links to third-party sites do not constitute Pogon Trust Bank approval or endorsement of those sites or products, services or advertisements offered through those sites. Pogon Trust Bank has not tested and makes no representations regarding any information, software, products, or services found on those sites. The websites of third parties and Pogon Trust Bank Affiliates are subject their own terms of use and privacy policies, which may be different from those of Pogon Trust Bank. Pogon Trust Bank is not responsible for the products, services, and content on websites of third parties or Pogon Trust Bank Affiliates. 

Links to this Website are not permitted without the prior written consent of Pogon Trust Bank.
 

Email and Transmission of Other Information Online

We recommend that you do not send any confidential information to us by email or through this website because those transmissions may not be secure. If you choose to send any confidential information to us via email or through this website, you accept the risk that the information may be intercepted by a third party and Pogon Trust Bank Affiliates will not be responsible for any losses or damages you may incur. All information submitted to Pogon Trust Bank via this website will become the property of Pogon Trust Bank
 

Disclaimer of Warranty and Limited Liability

Pogon Trust Bank AFFILIATES DO NOT WARRANT THE ACCURACY, COMPLETENESS, QUALITY, ADEQUACY OR CONTENT OF ANY INFORMATION OR TOOL IN THIS WEBSITE, NOR DO THEY MAKE ANY WARRANTY REGARDING THE RESULTS THAT MAY BE OBTAINED FROM USE OF THIS WEBSITE. THE INFORMATION AND TOOLS ON THIS WEBSITE ARE PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT WARRANTY OR CONDITION OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, WITHOUT LIMITATION, THE IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE, ABSENCE OF COMPUTER VIRUSES, AND NON-INFRINGEMENT.

Pogon Trust Bank. AFFILIATES, AND THEIR AGENTS, EMPLOYEES, OR SUBCONTRACTORS WILL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL, PUNITIVE, OR CONSEQUENTIAL DAMAGES OR ANY OTHER DAMAGES, INCLUDING, WITHOUT LIMITATION, LOST REVENUES, LOST PROFITS, OR PROSPECTIVE ECONOMIC ADVANTAGE, RESULTING FROM ANY USE OR MISUSE OF THIS WEBSITE, ANY WEBSITE LINKED OR REFERENCED ON THIS WEBSITE, OR RELIANCE ON THE INFORMATION, DOCUMENTS, SOFTWARE OR CONTENT ON THIS WEBSITE, EVEN IF ADVISED OF THE POSSIBILITY OF DAMAGES OR THEY ARE REASONABLY FORESEEABLE.
 

Copyright

All of the information on this website, including but not limited to, all images, design, and text is copyrighted material of Pogon Trust Bank. Affiliate, except as otherwise indicated. You may not copy, download, republish, distribute or reproduce any of the information contained on this website without the prior written consent of Pogon Trust Bank.
 

Trademarks

Affiliate, owns the registered trademarks and service marks as indicated throughout this website.
 

Additional Terms

Certain pages on this website may contain separate terms and conditions, which are in addition to these Terms. In the event of a conflict, the additional terms and conditions will govern those sections or pages.

These Terms are also in addition to any terms and conditions that apply to any accounts or services you have with Pogon Trust Bank.
 

Applicable Law

These Terms are governed by Illinois law.

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